Employee Benefits
A Transformative Proposal for ACA Subsidies: A Shift Towards Small Business Equity and Efficiency
Improve ACA subsidies: Shift to calculating premium using prior actual income for equity, efficiency, and transparency.
Individual
Your Health Matters: Become Your Own Advocate
Are you dealing with a health issue and feeling like no one is on your side? Are you struggling to get answers? It's time to take charge of your health. Fortunately, there are many ways you can advocate for improved h…
Individual
The Drawbacks of Healthcare Sharing Ministries: Unveiling the Challenges
In this article, we will explore some significant drawbacks associated with healthcare-sharing ministries, including the ne...
Employee Benefits
Employer Affordability Calculator
Employer Affordability Calculator
Employee Benefits
Employer Plan Sponsors: NEW IRS Rule Gives Relief
IntroWhen the Affordable Care Act was passed into law in 2010, there were lofty promises of a world with affordable options for ALL people.For Applicable Large Employers (ALEs), ACA has come with additional compliance…
Employee Benefits
Families on Employer Health Insurance: NEW IRS Rule Gives Relief
IntroWhen the Affordable Care Act was passed into law in 2010, there were lofty promises of a world with affordable options for ALL people.For employer coverage, the new regulations required you to have access to prev…
Medicare
Understanding Medicare and Mental Health Coverage
IntroductionMedicare, the federal health insurance program for people over 65, does cover mental health. While Original Medicare is usually limited to cover 80% of mental health claims, it is important to coordinate w…
Individual
The Complete Guide of Individual Health Insurance Plan Options
IntroductionWith the explosion of health insurance options available in the United States, it can be overwhelming to choose the right plan. This guide will help you understand what different types of plans are availab…
Medicaid
Getting Insurance After You Lose Medicaid
IntroductionMedicaid covers more than 74 million Americans and is a vital part of our nation's health care system. But what happens if you lose your Medicaid coverage? If you've lost your Medicaid, it's important to k…
Medicare
New CMS Regulation Meant to Protect, Could Harm 60+ Million Medicare Beneficiaries
Starting October 1st, 2022 all Medicare-related calls must be recorded by health insurance agents and brokers. At face value, having a recording of a call sounds like a great way to catch bad actors who misinform seni…
Individual
Tips for Starting Your Side Hustle While Staying Healthy
Image via PexelsStarting your own business while holding down a full-time job can be stressful, but it’s important to remember that you are your most valuable asset, and you need to take care of yourself. Even if you…
Public Policy
The Fine Print: Uhhh... Can Broker Business Assets Be Seized If A Carrier Is Insolvent?
The hard and fast answer is no. The longer answer took a Senate bill, legislative committee staff, and legal counsel at the Insurance Department to address why. If nothing else, brokers should keep this in their back…