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My Health Insurance Premium Went Up! What is Going On?
The number one question we are receiving this open enrollment is "Why is the same plan so much more? Nothing has changed!" If you are...

PAHA Staff
Nov 14, 20214 min read


Premium, Deductible, Coinsurance: Oh My! Insurance Terms in Plain English
When it comes to healthcare, there are several terms regularly mentioned by your broker, in plan documents, and in medical bills. This...

PAHA Staff
Oct 25, 20214 min read


Hospital Price Transparency Rule
Originally posted April, 2021, by the Lancaster Medical Society, in the Lancaster Physician Magazine here on page 22 where our principal,...

Joshua Brooker, REBC, ABHP, ESP, ASFC
Oct 14, 20216 min read


Companies look for way to help cover out-of-pocket expenses
In today’s competitive marketplace, companies offer their employees an exceedingly wide array of benefits. After all, benefits play a key...

PAHA Staff
Oct 8, 20214 min read


Understanding Your ERISA Obligations When Offering Individual Coverage HRAs
Whether you run a small business or have hundreds of employees, you can capitalize on a wide range of health care options. For instance,...

PAHA Staff
Sep 17, 20213 min read


What You Need to Know About Special Enrollment Periods
As you likely know, the health insurance marketplace is a hub for individuals and families that are looking to purchase health insurance....

PAHA Staff
Aug 2, 20215 min read


$80 Million for Navigators, Extending Open Enrollment, and State Expansion Options: A Comment
Each year the Department of Health and Human Services (HHS), under their division the Centers for Medicare and Medicaid Services (CMS),...

PAHA Staff
Aug 2, 202116 min read


$0 COBRA and ARPA, How it works and if I should take it...
This past year has been pretty rough. If you've been laid off, the question of what to do with your health insurance may seem like a...

PAHA Staff
May 6, 20214 min read


Children’s Health Insurance Program (CHIP)
About CHIP CHIP is short for the Children's Health Insurance Program – Pennsylvania's program to provide health insurance to uninsured...

PAHA Staff
Apr 16, 20213 min read


Getting Close to 50 Employees? Unlocking the IRS mistakes that could cost you.
Starting in 2017, the IRS had begun sending notices to "applicable large employers"(ALEs) of their potential liability for an employer...

PAHA Staff
Apr 9, 20213 min read


What is Coinsurance? And other key terms explained..
When it comes to health insurance, there are alot of terms thrown around. Coinsurance, copays, network, discounts, out of pocket...

PAHA Staff
Apr 2, 20211 min read


Unpacking ARPA: Business Edition
Wow. Just wow. The American Rescue Plan Act(HR1319) is here. Signed into law on 3/11/2021 it is so much more than the $1,400 stimulus...

PAHA Staff
Mar 12, 20219 min read


Unpacking ARPA: Consumer Edition
Wow. Just wow. The American Rescue Plan Act (HR1319) is here. Signed into law on 3/11/2021 it is so much more than the $1,400 stimulus...

PAHA Staff
Mar 12, 202110 min read


Turning 65 in 2022? Your 2020 Taxes Impact Medicare Premiums
If you talk to friends or family about Medicare, it's clear that at about age 64.5 somehow, somewhere insurers find out just how old you...

PAHA Staff
Feb 9, 20213 min read


2021 Lancaster Chamber Legislator Recap
If you weren't able to attend the webinars related to the 2021 - 2022 legislative session and how they impact Lancaster, see below. 1/18...

PAHA Staff
Jan 22, 20211 min read


1.2021 IRS Updates for Employee Benefits
The IRS has Released Procedural Updates Regarding Letter Rulings and Other Guidance For Employee Benefit Plans...

PAHA Staff
Jan 20, 20213 min read


Federal H.B. 1418 - Antitrust in Health Insurance?
In today's climate, we've seen a large emphasis on breaking up the big companies. When it comes to the largest corporations in the...

PAHA Staff
Jan 12, 20213 min read


Comment - PA Senate Bill SB939
Copy of Letter sent to Senator Vincent Hughes regarding this memorandum: https://www.legis.state.pa.us/cfdocs/Legis/CSM/showMemoPublic.cf...

PAHA Staff
Dec 31, 20206 min read


Statewide COVID Restrictions: How you may be eligible for Medicaid
As we've all seen, 2020 is an unprecedented year. The hope being we come out the other side and are able to rebuild. The American spirit...

PAHA Staff
Dec 11, 20206 min read


30 Days to Process
You don't have to buy individual health insurance for a month if you don’t want to. This isn’t required to comply with the terms of the...

PAHA Staff
Nov 3, 20205 min read
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