Medicare
Understanding Medicare and Mental Health Coverage
IntroductionMedicare, the federal health insurance program for people over 65, does cover mental health. While Original Medicare is usually limited to cover 80% of mental health claims, it is important to coordinate w…
Medicare
New CMS Regulation Meant to Protect, Could Harm 60+ Million Medicare Beneficiaries
Starting October 1st, 2022 all Medicare-related calls must be recorded by health insurance agents and brokers. At face value, having a recording of a call sounds like a great way to catch bad actors who misinform seni…
Medicare
Did You Turn 63 in 2021? This Tax Season Is An Important Medicare Milestone!
If you talk to friends or family about Medicare, it's clear that at about age 64.5 somehow, somewhere insurers find out just how old you are. With a list of 64.5-year-olds in hand, they start with an onslaught of mail…
Medicare
Medicare Drug Plans and PACE/PACENET
What is PACE / PACENET Coverage?The Pharmaceutical Assistance Contract for the Elderly or “PACE” program is a lottery-funded program that provides prescription drug coverage to PA residents, age 65 and older, who meet…
Medicare
$80 Million for Navigators, Extending Open Enrollment, and State Expansion Options: A Comment
Each year the Department of Health and Human Services (HHS), under their division the Centers for Medicare and Medicaid Services (CMS), releases guidance for insurers. Typically this is pretty boring stuff. For the pl…
Medicare
Turning 65 in 2022? Your 2020 Taxes Impact Medicare Premiums
If you talk to friends or family about Medicare, it's clear that at about age 64.5 somehow, somewhere insurers find out just how old you are. With a list of 64.5-year-olds in hand, they start with an onslaught of mail…
Medicare
Medicare Drug Plans: Nothing Is Sweet About The Donut Hole
Prescription drug coverage is an essential part of any healthcare plan. Whether you need one of the more common prescription drugs (like atorvastatin) or a rarer drug, we expect our healthcare plans to cover most, if…