:root{--ink:#142c3d;--blue:#0d6f91;--blue-dark:#084b68;--teal:#58b7ad;--mint:#e7f4f1;--cream:#f7f3e9;--white:#fff;--line:#cfdfdf;--shadow:0 18px 50px #142c3d1f;--radius:20px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:#fff;margin:0;font-family:Arial,Helvetica Neue,sans-serif;line-height:1.65}a{color:var(--blue-dark);text-underline-offset:3px}img{max-width:100%;height:auto}h1,h2,h3,.brand,.footer-title{font-family:Georgia,Times New Roman,serif;line-height:1.15}h1{letter-spacing:-.04em;margin:.2em 0;font-size:clamp(2.5rem,6vw,5.25rem)}h2{margin:0 0 .5em;font-size:clamp(2rem,4vw,3.4rem)}h3{font-size:1.35rem}.container{width:min(1120px,100% - 2.5rem);margin-inline:auto}.narrow{max-width:820px}.skip-link{position:absolute;left:-999px}.skip-link:focus{z-index:20;background:#fff;padding:.75rem;top:1rem;left:1rem}.site-header{z-index:10;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffffff5;position:sticky;top:0}.header-inner{align-items:center;gap:2rem;width:min(1200px,100% - 2rem);min-height:84px;margin:auto;display:flex}.brand{align-items:center;gap:.65rem;margin-right:auto;font-size:1.1rem;line-height:1.05;text-decoration:none;display:flex}.brand strong{font-size:1.25rem}.header-inner nav{gap:1.1rem;display:flex}.header-inner nav a{font-size:.9rem;font-weight:700;text-decoration:none}.button{background:var(--blue-dark);color:#fff;border:2px solid var(--blue-dark);border-radius:999px;padding:.85rem 1.25rem;font-weight:700;text-decoration:none;display:inline-block}.button:hover{background:var(--blue);border-color:var(--blue)}.button-secondary{color:var(--blue-dark);background:0 0}.button-small{padding:.6rem 1rem;font-size:.9rem}.hero{color:#fff;background:linear-gradient(90deg,#073043f0 0%,#073043d9 47%,#0730432e 75%),url(/images/paha-hero.avif) 50%/cover;align-items:center;min-height:720px;display:grid}.hero-content{width:min(1120px,100% - 2.5rem);margin:auto}.hero h1{max-width:750px}.hero .lede{color:#e6f5f4;max-width:620px}.eyebrow{text-transform:uppercase;letter-spacing:.16em;color:var(--teal);font-size:.78rem;font-weight:800}.lede{font-size:1.25rem}.hero-actions{flex-wrap:wrap;gap:.8rem;margin-top:2rem;display:flex}.hero .button-secondary{color:#fff;border-color:#fff}.section{padding:6rem 0}.section-tint{background:var(--mint)}.section-cream{background:var(--cream)}.section-header{max-width:700px;margin-bottom:2.5rem}.market-grid,.card-grid{grid-template-columns:repeat(4,1fr);gap:1.25rem;display:grid}.market-card,.card{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);color:var(--ink);background:#fff;padding:1.6rem;text-decoration:none}.market-card span{color:var(--blue);margin-top:1.5rem;font-weight:700;display:block}.trust-grid{grid-template-columns:1.1fr 1fr;align-items:center;gap:4rem;display:grid}.credentials{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}.credential{background:#fff;border-radius:14px;place-items:center;min-height:135px;padding:1rem;display:grid}.page-hero{background:linear-gradient(135deg,var(--blue-dark),#123b50);color:#fff;padding:7rem 0 5rem}.page-hero .eyebrow{color:#9fe1d7}.content{padding:5rem 0}.prose{max-width:780px;margin:auto}.prose h2,.prose h3{margin-top:2em}.prose li{margin:.55rem 0}.notice{border-left:5px solid var(--teal);background:var(--mint);border-radius:0 12px 12px 0;margin:2rem 0;padding:1rem 1.25rem}.split{grid-template-columns:1fr 1fr;gap:3rem;display:grid}.link-list{gap:.7rem;display:grid}.article-grid{grid-template-columns:repeat(3,1fr);gap:1.25rem;display:grid}.article-card{border:1px solid var(--line);border-radius:var(--radius);color:var(--ink);padding:1.4rem;text-decoration:none}.article-card time,.article-meta{color:#526b77;font-size:.9rem}.article-card h2{font-size:1.45rem}.article-header{padding:5rem 0 2rem}.article-header h1{font-size:clamp(2.5rem,5vw,4.4rem)}.site-footer{color:#e5f1f4;background:#092f42;padding:4rem max(1.25rem,50% - 560px) 2rem}.site-footer a{color:#fff}.footer-grid{grid-template-columns:1.5fr 1fr 1fr;gap:3rem;display:grid}.footer-grid>div:last-child{flex-direction:column;gap:.5rem;display:flex}.footer-title{color:#fff;margin-top:0;font-size:1.45rem}.site-footer address{font-style:normal}.medicare-disclosure{border-top:1px solid #466675;margin:3rem 0 1.5rem;padding-top:2rem;font-size:.82rem}.agency-identity{color:#b8ced6;justify-content:space-between;font-size:.8rem;display:flex}.workflow-card{border:2px solid var(--teal);border-radius:var(--radius);background:#fff;padding:2rem}.category-nav{flex-wrap:wrap;gap:.6rem;margin-bottom:2rem;display:flex}.category-nav a{border:1px solid var(--line);border-radius:999px;padding:.5rem .8rem;text-decoration:none}.pagination{justify-content:center;gap:1rem;margin-top:3rem;display:flex}@media (max-width:960px){.header-inner nav{display:none}.market-grid,.card-grid,.article-grid{grid-template-columns:repeat(2,1fr)}.trust-grid,.split{grid-template-columns:1fr}.hero{min-height:620px}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:620px){.header-inner{gap:.7rem}.brand span{display:none}.market-grid,.card-grid,.article-grid,.footer-grid{grid-template-columns:1fr}.section{padding:4rem 0}.credentials{grid-template-columns:repeat(2,1fr)}.agency-identity{display:block}.hero{background:linear-gradient(#073043db,#073043db),url(/images/paha-hero.avif) 50%/cover}.page-hero{padding:5rem 0 4rem}}
.legacy-copy{max-width:980px;margin-inline:auto}.legacy-copy-source+.legacy-copy-source{border-top:1px solid var(--line);margin-top:3rem;padding-top:3rem}.legacy-copy h2{margin-top:1.7em;font-size:clamp(1.8rem,3vw,2.6rem)}.legacy-copy h3{margin-top:2.2em;font-size:1.5rem}.legacy-copy h4,.legacy-copy h5,.legacy-copy h6{margin:1.8em 0 .5em;font-size:1.08rem}.legacy-copy i{margin-top:1.2rem;font-family:Georgia,Times New Roman,serif;font-size:1.25rem;font-style:normal;font-weight:700;display:inline-block}.legacy-copy table{border-collapse:collapse;width:100%;margin:1.5rem 0;font-size:.92rem;display:block;overflow-x:auto}.legacy-copy th,.legacy-copy td{border:1px solid var(--line);text-align:left;vertical-align:top;min-width:9rem;padding:.7rem .8rem}.legacy-copy th{background:var(--mint)}.legacy-copy tr:nth-child(2n) td{background:#f8fbfb}.legacy-copy a{overflow-wrap:anywhere}.legacy-copy blockquote{border-left:5px solid var(--teal);background:var(--mint);margin:2rem 0;padding:1rem 1.25rem}.prose-wide{max-width:980px}.team-profiles blockquote{border-left:5px solid var(--teal);background:var(--mint);margin:0 0 3rem;padding:1rem 1.25rem}.team-profile{border-top:1px solid var(--line);grid-template-columns:minmax(220px,280px) minmax(0,1fr);gap:2.5rem;padding:3rem 0;display:grid}.team-profile:first-of-type{border-top:0}.team-profile-image{align-self:start;position:sticky;top:112px}.team-profile-image img{border-radius:var(--radius);width:100%;box-shadow:var(--shadow);display:block}.team-profile-copy h2{margin-top:0}.team-profile-copy h3{margin:1.75rem 0 .45rem;font-family:Arial,Helvetica Neue,sans-serif;font-size:1.05rem;line-height:1.4}.team-profile-copy ul{padding-left:1.35rem}.team-agencies{border-top:1px solid var(--line);margin-top:2rem;padding-top:3rem}.resource-path{border:2px solid var(--teal);border-radius:var(--radius);background:var(--mint);margin-top:4rem;padding:2rem}.resource-path h2{margin-top:0}@media (max-width:720px){.team-profile{grid-template-columns:1fr;gap:1.5rem;padding:2.5rem 0}.team-profile-image{width:min(100%,340px);position:static}.resource-path{padding:1.25rem}}
.article-image{margin:2.5rem 0}.article-image img{border-radius:var(--radius);width:100%;height:auto;display:block}.article-image figcaption{color:#526b77;margin-top:.5rem;font-size:.85rem}.prose blockquote{border-left:5px solid var(--teal);color:#385461;margin:2rem 0;padding:.25rem 1.25rem}.article-list>ul,.article-list>ol{padding-left:1.5rem}